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fintech app development services

Enjoy fast and hassle-free app development for fintech with EPAM Startups & SMBs, a next-generation technical talent engagement platform powered by EPAM.


Jump start your financial software development by bringing in EPAM’s fintech top guns and leveraging our lean development frameworks tailored for startups and small businesses to max out the effectiveness of your investments.

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    Direct access to some of the best specialists in the fintech industry
    Whether you need a few bright minds to tackle a tricky development issue or are looking for a full-fledged development team to build your new breakthrough product, you’ve come to the right place. Our agency offers fintech app development services by making top talent widely available for rising stars in the financial market seeking uncompromised quality from the very first release.
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    Scalable and flexible engagement models with quick, expert-level onboarding
    When it comes to startups and growing SMBs in the financial industry, time is always of the essence. Don’t lose another day trying to source fintech app development services from multiple vendors. Choose EPAM Startups & SMBs for an unforgettable one-stop-shopping experience for all the fintech application development services you can think of.
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    Right strategy
    Relax while we apply our uniquely effective matching algorithms to locate and secure just the right people for your project, taking your tech stack, budget, timeline, and other important factors into account. You’ll save substantially on hiring top software developers and not pay premiums on exclusive talent or rush fees for expedited onboarding.
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    Effective hiring
    Hire from a pool of top-grade developers who have worked on major projects for Fortune 500 companies and leverage their profound knowledge of fintech software development for large enterprises. Enjoy the confidence of working with certified software engineering professionals, UX/UI design pundits, and data analytics pros. We will take care of your product.
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Fintech platform development

Harness the potential of modern public clouds to design, build and deploy financial management platforms and fintech ecosystems for your business. Reap the benefits of distributed computing, ultra-fast data storage, and advanced security features available from major cloud service providers.

Artificial intelligence and machine learning

Stay ahead of the race by supercharging your financial applications with the latest AI and ML technologies for high-precision trend forecasting, anomaly detection, pattern recognition, behavioral analysis, and a variety of other tasks that conventional data analysis methods fail to fulfill.

Security audits and testing

Get a crystal clear view of data security in your existing solutions or lay out a solid security framework for an upcoming project with the help of EPAM Startups & SMBs. We are not a fintech app development firm; still, our platform has dozens of innovative solutions delivered to the providers of next-gen financial services across the globe.

Fintech consulting

Let our software solutions consultants offer you strategic advice on optimal implementation scenarios, the technologies that you need today and will need tomorrow, as well as the overall approach to addressing your business needs through custom software development.

User interface and user experience design

Keep your customers happy and engaged when using your mobile and web apps by offering them eye-catching, yet intuitive and user-friendly interfaces. Enjoy the convenience of having mobile design, web design, and UX design experts available on short notice.

Web and mobile application development

Give your digital products pipeline a solid boost by tapping into the comprehensive expertise and financial domain knowledge offered by our platform providing fintech application development services. Whether mobile, web or hybrid, your app will have the same top-notch quality that EPAM Startups & SMBs stands for.


Mobile banking

Build state-of-the-art mobile banking apps for all major platforms and keep your clients reliant on your services thanks to an outstanding user experience and 24/7/365 availability of personal finance management tools.

Personal finance management

Give your clients the tools they need for making payment and money transfers, exchanging currencies, managing loans and deposits, investing in the stock market, generating spending reports, and being in control of their funds.

Payment gateways

Use the diverse expertise of our banking fintech app developers to build modern payment gateways designed for lightning-fast performance, maximum coverage, ultimate security and other incentives for the modern consumer.

POS lending

Give your online sales conversion a solid boost by including flexible Buy-Now, Pay-Later options to the checkout process. Draw on big data insights and AI-driven behavioral analysis to reduce the number of abandoned carts.

Trading platforms

Use the latest advancements in cloud computing and concurrent data processing to create high-volume, low-latency trading platforms supporting a variety of market strategies and AI algorithms that help traders achieve positive financial outcomes.

Big data & data analytics

Embed powerful big data collection and analysis mechanisms into your fintech solutions to elevate the relevance of reporting and forecasting results, as well as to create deeply personalized experiences for your customers.


Web languages
  • C#
  • PHP
  • Ruby
  • TypeScript
  • JavaScript
Web frameworks
  • Angular
  • RoR
  • ASP
  • .NET
  • Node.js
  • React
Web databases
  • ElasticSearch
  • Redis
  • PostgreSQL
  • MySQL
  • MongoDB
Mobile languages
  • Java
  • Kotlin
  • ObjectiveC
  • Swift
  • Dart
Mobile frameworks
  • Flutter
  • Apache Cordova
  • React Native
  • Xamarin
  • Ionic
  • Sencha Ext JS
  • JQuery Mobile
Mobile databases
  • Firebase
  • SQLite
  • CoreData
  • Realm
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EPAM and Citi

As part of a virtual global competition, EPAM developed a suite of innovative, mobile-ready products that completely transformed the customer-bank experience.


Called CitiConcierge, it serves as the foundation for a series of intertwined experiences for customers and bank personnel. Utilizing micro-location sensors (iBeacons) and a local Wifi network, the CitiConcierge application drives a unique, personalized banking experience.


Result: EPAM’s solution was awarded the title “The Most Transformative Branch Experience” and is currently being implemented into the Citi’s Smart Branch platform.

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Benefits of hiring fintech app developers from EPAM Startups & SMBs



Forget about having to navigate between multiple vendors and coordinate their activities. With EPAM Startups & SMBs, you’ll be dealing with a single platform offering professional fintech app development services, proficient in every aspect of the software development life cycle, including post-delivery support and maintenance.



Minimize your business risks and reliably protect your customers’ sensitive financial data by letting EPAM Startups & SMBs implement the most reliable, tried-and-tested security measures in your web and mobile apps. Ensure 100% compliance with major regional industrial standards like GDPR and CCPA to operate on a global scale.



Partner with EPAM Startups & SMBs to enjoy the convenience of receiving everything necessary for mobile application development for fintech in a single package. We develop all kinds of native, cross-platform and hybrid mobile and web applications that are perfectly aligned with your requirements for functionality, performance, and portability.



Turn your product development into an enjoyable experience under the thoughtful guidance of our project managers and tech leads. With enterprise-grade process frameworks and engineering quality standards employed by our experts, you can rest assured that EPAM Startups & SMBs will see your project through to completion and meet your expectations.


We found working with EPAM has been a true partnership, where they’ve proven themselves to be a reliable, trustworthy and hardworking team that has really helped us push the boundary of customer-centric innovation.


We chose EPAM Startups & SMBs to develop a native mobile extension of an existing enterprise application. They were able to quickly identify the needs of our project and collaborate with key individuals within our organization to not only deliver the application on-time, but make significant improvements to our existing core application.


The trusted EPAM team has helped us push the boundaries of customer-centric innovation. With programs like Horizon 4, we need the ability of our development partners to stay on track. And EPAM stands for that.

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